I signed up for Hargrave and Associates aka helpmycreditnow.com and paid their $250 fee. ONly to get a reply from a credit bureau that thei rreceived a dispute letter. (I could have done this myself). I never received the packet or information from Hargrave and Associates and when I called they said they would send out another one. A month later still nothing. Now their toll free number is always busy and their website doesn'twork. It is a scam, don't do it.
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