I use a credit reporting agency for identity protection and they alert me of any new findings. Recently a "negative inquiry" came up with Alliance One as the debtor. I have no outstanding debt for the amount showed and can't for the life of me think who I might owe money to. I had one outstanding doctor bill, which I paid prior to this report and the amount is different.
How can I find out if this is a bogus charge? It knocked my credit score down 70 points! I am furious as I've worked hard and long to improve my credit after destroying years ago in college.
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