I too was ripped off my Advanta. My unsolicited card was mailed to me 6 months ago with a 7.99% rate. To date, in one month, it is now 35.59%
Never been late, etc. Also called and received the same run-a-run like everyone else. Advised Advanta that they can either lower my previous interest rate to 7.99% or recieve nothing from me. End of story.
After reading all of these horrible stories and speaking with an attorney, I don't know of any credit bureau who will side with them. Oh... Collection agencys? Can't wait to deal with another "one of their kind".
Debtor's prison went out years ago!!!
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