In 1999 we opened a credit card account with the Target Store in Riverside, CA. We used and paid off the card on a regular basis. Sometime late in 2000 the balance was up to its limit at $300.00. We missed a couple payments and Target sold the debt off to Retailers National Bank.
After a year of threatening and harassing calls from Retailers National Bank we decided to settle with them. We paid them $364 dollars and were told that they would consider the account paid in full. They wanted more interest but settled for the amount indicated. Retailers actually told us that we could use the target card again.
We have no intention of ever using a Target card. It was destroyed at the onset of their ruthless collection activities. It was for this reason we were very shocked to start receiving calls from another collection agency on behalf of Target Stores in November. Now they claim the balance is $500. I am going to forward this text to every state and federal agency that might have and interest in this, and Target Stores.
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