Phillips and Burns have called me repeatedly threatening a lawsuit if I do not pay them. They called my mother and told her how much money I owed, which is in violation of FTC regulations. When I told them they had no right to do that, they told me that somebody needed to make sure I took care of my obligations. They also sent a fax to my place of employment. The fax included my social security number, and they wanted to know what my salary was. At the bottom of the fax it says, "This information has been requested in response to a pending court order for wage garnishment." That was over a year ago and I have never received anything about a court order. Every time they call it is a different person, and while they have never cursed at me they are very abusive and try to make it sound like I'm worthless if I don't pay this debt.
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