I was ripped off by Lenox Capital... And as I sit here and read... I see that so many others have gone through the same EXACT situation. WHO THE HELL IS PUTTING A STOP TO THIS?
I am sitting at home one night in November and I get a phone call from a guy (VERY NICE) named Zack Prins (he even spelled it out for me) and gave me his "rep number." Calling with this credit card company offering 0%, no annual fees, and money saving coupons, etc. I thought to myself geeze this is way too good to be true, "Whats the catch?" He swears nothing... There is no catch. I go on to having a long phone conversation with this A'hole about how I just moved to Illinois from California and this and that.
Well after talking with him I felt very comfortable about this card, not to mention the holidays are coming up and I haven't seen my family in California for over 6 months by then. So I said to myself I could use $2500 line of credit right now! I'll take it what do I do. He says well all you need is to post date a check for the one time only fee of $221.95 and your set.
I gave him all of my checking account information and he "processed" the account giving me a tracking number and his phone number with his rep number once again and everything. Then he says that I need to verify all my info with his manager. So I did and it was "recorded."
It was to be taken out of my account on Nov 22. I would then recieve the card within 14 days. Okay so I am waiting and waiting and no card. Well, today Dec. 2 rolls around and no card, also my rent check bounced. I soon find out I am $1500.00 overdawn in my account. I start calling the bank to see what happened and BOOM I HAVE BEEN SUCKED INTO THE SCAM.
My bank lady tells me well you have automated withdraws from your account in amounts over the last couple of weeks. I was horrified to hear this... Still not putting two and two together I asked what the name of the company was for these debits and she told me Lenox Capital. And that was all of the info she had on the company. So I decide to check out if they have a website and I instead found web titles such as "SCAM, LENOX CAPITAL, CREDIT CARD SCAM!"
I cried and screamed. WHY ME? How could i be so f'ing stupid to fall for this crap? Well looks like there are plenty of others that felt the same way I did.
Someone needs to put a stop to this and I am calling my local news chanel and news paper ASAP! This is BS and I think that if everyone notifies their local news media about this problem it will make America aware of these bastards! This is no JOKE! I am going to try and put a law suit together and go after these criminals myself.
I will keep this board posted and please, let every one of your friends and family know... Send emails... This is the kind of spam e mail I wouldn't mind being sent! Good luck to the rest of the victims who have been violated by these jerks and my prayers to the people who are about to get a rude awakening when they find out the've been scammed right before Christmas!
Maria Repetto
Elgin, Illinois
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