I applied for a payday loan, which I did not get. I didn't get the payday loan but I received the med link membership and government grant membership from AEC FBO. Money was drafted out of my checking account for $19.53 twice before I noticed. When I tried to call them, I was referred to a web site called consumerbill.com, this is dead end. I immediately called my bank and said this was a fraudulent transaction and to stop any other activity from AEC FBO. The bank wanted me to cancel my account and reopen another account. Looks like I might end up doing this anyways. Vart from Fontana California.