I have an account with a payday loan company called Cashinminutes. I owe them $300. Legal Processing Assocaites is the collection agency for them.
LPA stated if I did not send them $500 by Money Gram by midnight that day, they would issue a warrant for my arrest in the court system in my area.
First of all, I do not owe Cashinminutes $500. I owe them $300.
I was scared. I never have been arrested in my life and never would committ any crime. They accused me of committing fraud. My bank account was closed because I switched banks. I even told Cashinminutes that. They said it was fine. At least I am being honest and making an effort to pay them.
Then 3 days later I get a call from LPA with all these threats. I told them I would send them $100 a week. I came into a financial bind and told them I needed to send less a week. They stated that was not good enough that I needed to get the cash that day. They told me to go barrow it from family.
I told them no, I would make what I could. I hung up on them. I have been sending them money but not the whole amount owed.
I have not gotten any paperwork from the court system or the police. I asked them for paperwork and they refused. So obviously these people are MISREPRESENTING themselves as Investigators and Attorneys.
This is not how a collection agency is suppose to handle accounts. They are fake and they continue to harass me. I don't even pick up my phone anymore. I have not gotten any paperwork from them at all. No letters, no nothing!
I send them money once a month. They continue to call me. I do not pick up my phone. Now this report will show them I am not palying games.
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