I have been a member of PrePaid Legal for over 6 years and even sold the product at one time. During that period of time, I was employed by a local attorney, but continued my membership with PPL.
I found myself in a very bad situation where I was charged with felony offenses for forgery, etc. During my employment with the attorney I worked for. Without going into alot of detail, I was innocent of the charges and needed an attorney out of the area to resolve this matter. I read my contract with PPL and found out that if I was charged with a crime in the scope of my employment I would be entitled to benefits to defend myself. I called the main office to discuss my benefits for my pre-trial and trial and was told that "forgery" was not a part of my job. DUH!!!
I called Welsh, Gold and Seagle (sp?), who is my provider firm and spoke with an attorney there who agreed that my membership should cover this trial. She wrote to the main office on my behalf to ask them to reconsider their position and stated that if ever there was a case that should be covered it was this case. Again, I received a denial and was told to contact an attorney, who would give me a 25% discount. BIG DEAL!
Due to the lack of fund available to go to trial and my attorney's about face as we came closer to the trial, I ended up agreeing to "repay the money" be on ARD for 24 months and 50 hours of community service. For something I DID NOT DO. I have mortgaged my house to the hilt, I lost my job with the school district as the local newpaper was nice enough to splatter my name all over the front page of the local newspaper, above the fold even and I am broke. I now have to pay back over $16,000, which I do not have and need to have by the end of the month.
I believe that PPL should be held responsible for these fees as I had a contract with them and met all my obligations to use their services and they denied me what I was fully entitled to.
I would like to sue this company, but have no idea where to start. I would need an attorney who will take this on a contingency as I am flat out of money. This has completely ruined my life and my financial situation.
Please please please do not but a plan from prepaid legal - they are a rip-off!
I do not need responses from PPL members telling me what a great company they are. I know first hand what a rip off they are and they are sucking people in for 25.00 per month and offer nothing in return.
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