My wife received a credit card in the mail today informing her that she had been "approved" for a platinum card with a whopping $300.00 limit, out of which, $178.00 in "fees were applied to her available balance."
This leaves a balance of (wow) $122.00 and an APR of 19.9% and "fees".
The customer service number does not respond with anyone with a pulse on a Saturday. What happens if the card was stolen? This tells me that financial wizard behind this scam is just some sleazy asshole with a phone system.
There was no right of refusal and no disclosure that the limit would be $300.00 and, where the hell do they get off charging $178.00 to the card before it even arrives?
This stuff has to stop. Now not only are these assholes ripping us off, but they have our private information. Is an identity theft on the horizon? If there is a class action/ambulance chaser out there drooling for a buck, this seems to be easy pickings except that these guys are probably layered through so many blind corps that it may be impossible to get paid on judgement.
I am rippin' pissed and when, or if they answer their phone on Monday, they will run like a scalded dog.
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