I recieved a reader's digest book in the mail that I never asked for. The letter said it was mine to keep. Then they sent me another which I did not ask for and now demand $31 for it or it will go to a collection agency. I am disabled and on a limited income. I just want to mail the second book back and be done with this. Iam sure the shipping will be less that the $31 they want me to pay. Will this effect my credit report as I never signed anything or asked for these books.
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