I'd a mortgage with PNC for 7 years. I never skipped a cost and my credit is great. I've been attempting to refinance together right into a 15 years mortgage for that previous 3 months. They're currently providing me a refinance rate of 4% while different creditors are providing me as little as 2.75% refinance rate. Furthermore, PNC themselves are providing me 2.75% to get a 15 years new purchase mortgage rate. After I requested PNC why the massive difference in prices between their buy rate and refinance fee, there reaction was they artificially increase the refinance charges because of the large-volume of refinance programs, which even when accurate, is dishonest and unprofessional
Meanwhile, I believe the actual cause PNC is providing me this filled refinance rate is basically because they realize that that I can’t abandon PNC for another mortgage Leander since PNC unlike all mortgage brokers or banks maintains declining release a my SEMA. Consequently, easily refinance with another bank, I'd need to spend one more $8,000.00 in conclusion price, making my refinance not cost efficient. Although, while I view everybody that I understand make the most of the reduced mortgage refinance costs, I being refused this right and that I am being kept hostage to PNC’s unjust, dishonest, and devious methods.
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