After checking BBB report, paid $1500 for HMN to negotiate a modification for my mortgage. Several months later, now in foreclosure and nothing done by HMN. I attempted for 9 months to obtain a refund (guarantee states they keep $499 for a 'forensic audit' (ha!). After several run-arounds and false promises from HMN financial director Brad Patrick, now filing small claims court charges to get my refund. This is a very sleezy company that preys on desperate people seeking help to keep their homes to dupe them out of $1,500. BBB report was originally an "A" rating, checking now it has a "C - quot; rating with several complaints. I reported to the Attorney General office of Michigan, and hopefully they will investigate and shut down this horrible company. If you are in trouble with your mortgage, do yourself a favor and negotiate with your mortgage company yourself. I would probably still have my home if I did this.
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