HomEq Servicing employees purposedly delayed my refinancing till I had been significantly enough behind in my own FHA mortgage funds and may just be eligible for a subprime mortgage. Our unique price of 6.75 was refused by HomEq and that I was compelled to get a 2/28 SUPPLY, growing my mortgage repayments by countless bucks that I understood might ultimately drive me to stay debts again. I'd no option but to market my residence nevertheless when I did so, HomEq, today possessed by Wachovia charged me a considerable "prepayment" fee for paying down my mortgage. Despite diverse characters of grievances, I still haven't obtained the around 6k they required. If Wachovia/HomEq hadnot of required me right into a subprime SUPPLY, I'd of have nevertheless experienced my unique house and may of have quickly given the mortgage repayments today. I actually donot believe it is to be punished to be compelled to market your house to prevent foreclosure, particularly when the mortgage servicer was the one which required me right into a mortgage that I really couldnot afford.
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