A man named Jim J. Is calling me threatning me to file charges against me for fraud of insufficent checks and use of driver license number and social security number to obtain a loan across state lines and closing my checking account for a loan i dont remember getting or agreeing to off the internet in August all I remember is a sum of $60 was takin out of my checking account and i couldnt figure out why, i just kind of figured it was insufficent charges from my car insurance payment, that is why i did close my checking account because of my car insurance and now i have it where i just call my insurance agent with my prepaid visa, this Jim said if i didnt agree to make a payment by November 10 they were going to go ahead and file those charges and a sheriff would be showing up at my door or work to arrest me, anyway this morning my employer called me and said the sheriffs office called for me but did not leave a name or number, then i recieved this call from Jim J. Threatning me with all this, I was scared and didnt want to go to jail so i agreed to his terms, I called the sheriffs office and they did not know anything about it, i called my parent and they told me to look them up on the internet and that where i found this sight of complaints against them. Can they really file charges against us for loans we had not agreed to or signed, and charge us and threatn us about going to jail i am now seeing this is a scam but i am scared they can file charges to put me in jail iss this true please someone help and advise what to do next???
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