This is a complicated tale. I managed to get tangled up with two separate scam loan companies. (I will be filing a complaint for the other one too). Both companies operate in the same way and this is basically what happened. I needed a loan for a new car but I have terrible credit history. I applied for a loan with sameday loans and they said I was approved without doing a credit check. The loan amount was for £2000 and they told me that all I had to do was make one months repayment upfront. They asked me to purchase a UKASH e-voucher and read the pin number to them over the phone. I foolishly agreed. Herein lies the scam. I paid them £90 and then they said that I would receive a call from their accounts department to verify my bank account details. Then they told me that I had to pay a refundable £295 government tax fee. I did not have enough money to cover the tax fee and they told me that they would not release the funds until this fee was paid and I could not get a refund of the £90 I had already paid them if I decided to pull out. I was in tears by this point (I also got dumped by my girlfriend the same day which didn't help matters) and the person on the other end of the phone started laughing at me for crying! I cannot believe people like this are allowed to operate in such a fraudulent manner and get away with it. Something needs to be done to stop these evil and heartless thieves!
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