I financed a vehicle through Westlake Financial services, only to find out when you ask for additional time which was agreed by the supervisor to extend the payment plan two months. I had been laid off but was able to pay the finance charge for those months. At the end of their contract they say I own a single payment of $745.00 for a last payment.
I informed the supervisor I could make payments of half the amount ($373.00), and was informed my account would be sent to collections. I have made consistent payments for the last 10 months, but now the contract according to them is over. They want me to over pay an additional 3 months of payments sine I asked for an extension in the past of only two months. I have already over paid $700.00 plus in interest rates being over charged. Now they want to take my current account and place it collections. Even though I have been paying on time and over the amount due per month.
I would like for someone to look into the practices of this finance company to compare the what is going on with me and others who are being taken advantage of by Westlake Financial Services. There are so many people who are losing their car early and late in the contract while I currently only owe $464.91. They are going to send my account to collections while I have been paying more than the amount owed per month. This is just bad business and malpractice of over charging anyone who has financed through Westlake.
Thank you for your time,
A single parent,
Bert A. Prisby
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