On 5-11-12, I went to my bank and found out my account was also in the negative. I also found out this company Avanix Lending also took out $31.96 from my account without authorization. I guess 5-11-12 and $31.96 was their date to "gip" people. I also tried to call this morning and got the same message about them being closed, but I will be calling them first thing in Monday morning. I will tell you though, I believe it starts when do inquiries for loans over the internet. Though you may need the money, it's better to figure something else out.
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