Usacomplaints.com » Miscellaneous » Complaint / Review: Phoenix BBB Extortion - Caught In Audio Tape LIE! - Michelle Blair, Liar, Rip-off to consumers, Better Business Bureau exposed. #83175

Complaint / Review
Phoenix BBB Extortion - Caught In Audio Tape LIE!
Michelle Blair, Liar, Rip-off to consumers, Better Business Bureau exposed

This is actually the first rest I'm likely to reveal concerning the BBB particularly Phoenix. Michelle Blair Marketing & Integrity Review Planner, MBlair@phoenix. BBB.org claims the BBB requires grievances of Worker VS Company. Properly based on the BBB guide under they're not saupposed to consider them.

This Is Actually The first product about the checklist:

Grievances the BBB Does Not Manage The BBB doesn't manage grievances concerning the following:

Company/worker conflicts.

Audio show below (arriving shortly)

Click above to hear sound of Michelle Blair captured in her REST

Minute will be the BBBis N&T statement declaring makingis really low infact I had been astonished.

Detailed Report: BETTER BUSINESS BUREAU INC

2003 Dun & Bradstreet, Inc. All Rights Reserved.
Send comments or concerns to Customer Support. Need probably the most upto-day info? Update to Car-Recharge and maintain this statement present to get a year. Wish to get the specifics behind the corporationis credit report modifications? Sign up for N&Tis Monitoring Support.

D&B's Borrowing Limit Suggestion
just how much credit in the event you increase for this company?

Cost Developments Account
Improved cost developments and market standards for e-commerce.
Business Overview

Greater business bureau inc duns: 02-013-0001
bbb/phoenix economic tension course: 1
credit rating class: 1
4428 n 12th st
phoenix az 85014 key
tel: 602 264-1721 =
lowest-risk highest-risk
1 2 3 4 5
sic: 86 11
profession: business organization
year began: 1938
handle day: 1938 day published: jun-19 2004

Leader: eleine hugunin, pres-boss

=Executive Summary
- The Economic Tension Course of just one for the corporation suggests that throughout the
prior year, companies with this specific category had failing price of
. 49PERCENT (49 per 10,000), that will be less than the national average.
- The Credit Rating Course of just one for the corporation suggests that throughout the prior
yr, 2.3% of the companies with this specific category settled a number of expenses
seriously overdue, that will be less than the national average.

=Credit Capability Summary
D&B Rating: ER5 Cost Exercise
(centered on 19 encounters):
Typical Large Credit:, 475
# of Workers Greatest Credit:, 000
Total: 33 Whole Greatest Credits:, 650

By 12/31/01 Worth: 3,460
Operating Capital: (2,274)

=Financial Tension Overview
The Economic Strain Model predicts the chances of a strong slowing company
without spending all lenders entirely, or reorganizing or acquiring respite from
lenders under condition/national regulation within the next 12 weeks. Ratings were
determined utilizing a statistically appropriate design based on N&Tis substantial information
documents.

Financial Strain Class: 1
(Highest Risk: 5; Lowest-Risk: 1)

Occurrence of Monetary Stress Among
Businesses with this specific Category: 0.49PERCENT (49 per 10,000)

Occurrence of Monetary Tension: 1.40PERCENT (140 per 10,000)
- National Average

Economic Tension Nationwide Percentile: 73
(Highest Risk: 1; Lowest-Risk: 100)

Economic Tension Score: 1472
(Highest Risk: 1,001; Cheapest Risk: 1,850)

The Economic Tension Course for the corporation is dependant on the next elements:

- No report of available match (s), loan (s), or reasoning (s) within the N&W documents.
- Economic situation is Uneven.
- Handle era or day joined in N&W documents suggests lower-risk.
- 11% of industry encounters show gradual cost (s) can be found.

Notes:

- The Economic Tension Course suggests this company gives a number of
exactly the same company and monetary traits of others with
this category. It generally does not imply the company may fundamentally
encounter economic strain.

- The Occurrence of Monetary Tension exhibits the proportion of companies in a
provided Course that discontinued businesses in the last year with reduction
to lenders. The Occurrence of Monetary Tension - National Average
presents the nationwide failure price and it is supplied for relative
reasons.

- The Financial Tension National Percentile displays the comparable
position of the organization among all scorable businesses in N&Bis document.

- The Financial Anxiety Rating provides a more exact way of measuring the amount
of danger compared to Course and Percentile. It's particularly useful to
clients utilizing a scorecard method of identifying general company
efficiency.

- All Financial Tension Course, Percentile, Rating and Occurrence
data derive from 2002.

=Financial Strain Norms Nationwide
Norms for Businesses within the Same... Percentile

- Area (HILL) 42

- business: private and consumer services 54

- Worker Variety (20-99) 59

- Decades Running a Business Variety (26) 82

- Topic Organization 73

Crucial Evaluations
the topic organization includes a Monetary Tension Percentile that exhibits:

- lower-risk than others within the same area.
- lower-risk than others within the same business.
- lower-risk than others within the same worker measurement array.
- higher-risk than others having a equivalent period of time in
company.

=Credit Rating Summary
The Credit Rating Course predicts the chances of a strong spending in a seriously
delinquent method (Ninety Days Past Conditions) within the next 12 months. It had been
determined utilizing statistically appropriate versions and also the newest cost
info in N&B's documents.

Credit Rating School: 1

Occurrence of Overdue Cost Among
Businesses with this specific Classification: 2.30%

Percentile: 92

The Credit Rating Course for the corporation is dependant on the next elements:

- Handle era or day joined in N&W documents suggests lower-risk.
- No report of available match (s), loan (s) or view (s) within the N&W documents.
- Company doesn't possess services.

Notes:

- The Occurrence of Overdue Cost may be the proportion of businesses with
this category which were documented 3 months overdue or even more by
lenders. The formula of the price is dependant on an request measured
test.

- The Percentile rates this company in accordance with different companies. For instance,
a strong within the 80th percentile includes a lower-risk of spending in a seriously
delinquent method than 79% of scorable businesses in N&B's documents.

=Credit Rating Norms Nationwide
Norms for Businesses within the Same... Percentile

- Area (HILL) 41

- business: private and consumer services 47

- Worker Variety (20-99) 60

- Decades Running a Business Variety (26) 70

- Topic Organization 92

Crucial Evaluations
the topic organization includes a Credit Rating Percentile that exhibits:

- lower-risk than others within the same area.
- lower-risk than others within the same business.
- lower-risk than others within the same worker measurement array.
- lower-risk than others having a equivalent period of time in
company.

=Cost Developments
PAYDEX scores here are centered on money heavy trade-in newest 12 mos.

'02 '02 '03 '03 '03 '03 '03 '03 '03 '03 '04 '04 '04 '04 '04 '04
sep dec mar jun jul aug sep oct nov dec jan feb mar apr may jun

Company 80 80 80 75 74 74 77 78 78 78 78 78 78 78 78 79

Business
Quartiles

Top 80 80 80 80 80 80 80
Average 78 79 79 79 79 79 79
Reduce 72 73 74 74 74 74 74

Business PAYDEX centered on: KEY TO PAYDEX SCORES:
SIC: 8611 80 Within conditions
821 Companies 79 2 Times Beyond Conditions
72 12 Times Beyond Conditions

=Conclusion Of Payment Routines
Buck Variety Evaluations:

Providers That Quantity Of Complete % of Bucks
Increase Credit of... Encounters: Quantity Within Conditions

# $

OVER 0,000 0 0 0
, 000 - 99,999 0 0 0
, 000 - 49,999 0 0 0
$ 5,000 - 14,999 3 22,500 100
$ 1,000 - 4,999 2 2,000 75
Under 1,000 13 2,050 95

=Payment Evaluation By Business
you will find 19 cost experiences in N&Tis apply for the newest 12 weeks,
with 8 experiences documented over the last three-month time.

Total Money Greatest Within Slow Slow Slow-Slow
Recd Quantity Credit Conditions 1-30 31-60 61-90 91
# $ $ & % of money sum &

Whole in D&Tis Document 19 26,650 10,000

Business

Brief-trm busn credit 4 11,100 10,000 100 0 0 0 0
public-finance 3 6,250 5,000 100 0 0 0 0
Misc writing 3 250 100 100 0 0 0 0
Reg misc coml field 2 100 50 100 0 0 0 0
Misc company credit 1 7,500 7,500 100 0 0 0 0
Whol digital components 1 1,000 1,000 50 50 0 0 0
Phone communictns 1 100 100 100 0 0 0 0
Whol office materials 1 100 100 0 100 0 0 0
data-processing svcs 1 100 100 100 0 0 0 0
Nonclassified 1 50 50 100 0 0 0 0

ADDITIONAL COST GROUPS:
Money Encounters 0 0
Spending Report Unknown 1-100
Undesirable Remarks 0 0
Positioned for Selection
with D&B 0 0
additional 0 N/A

Signs of slowness could possibly be the outcome of disputes over product, missed
bills, etc.

=Public Filings Overview
the next information contains both available and shut filings present in
N&Tis repository about them organization.

Newest
File Form # Filing Date

Bankruptcy Procedures 0 -
Judgments 0 -
Liens 0 -
Fits 0 -
UCC's 9 12/08

=Public Filings Depth
the next information is for information purposes only and it is not the
standard report. Licensed copies can only just be acquired in the
standard resource.

* * * ucc filing (s) * * *

COLLATERAL: Specified Flexible instruments including profits and items -
Given Consideration (s) including profits and items - Specified
Communications gear including profits and items -
Given Gear including profits and items
PROCESSING NO: 753881 DAY FILED: 02/04/1994
TYPE: Modification NEWEST INFORMATION OBTAINED: 08/10/1994
SEC. Celebration: first interstate bankof illinois, orig. Ucc submitted: 03/04/1993
n.A., phoenix, az orig. PROCESSING NO: 753881
DEBTOR: BETTER BUSINESS AGENCY, INC., SUBMITTED WITH: SECRETARY OF CONDITION
THE AN ARIZONA COMPANY UCC DEPARTMENT, Arizona

COLLATERAL: Specified Flexible instruments including profits and items -
Given Pc gear including profits and items -
Given Gear including profits and items
PROCESSING NO: 735881 DAY FILED: 03/04/1993
TYPE: Unique NEWEST INFORMATION OBTAINED: 03/17/1993
SEC. CELEBRATION: FIRST INTERSTATE BANK OF Arizona NA, SUBMITTED WITH: SECRETARY OF CONDITION
PHOENIX, Arizona UCC DEPARTMENT, Arizona
CONSUMER: BETTER BUSINESS BUREAU INC, THE

COLLATERAL: All Stock and continues - All Consideration (s) and profits - All
Standard intangibles (s) and profits - All Gear and continues
PROCESSING NO: 200312887480 DAY FILED: 12/08
TYPE: Unique NEWEST INFORMATION OBTAINED: 01/21
SEC. CELEBRATION: WELLS FARGO BANK ILLINOIS, SUBMITTED WITH: SECRETARY OF CONDITION
NATIONAL ASSOCIATION, SAN UCC DEPARTMENT, AZ
ANTONIO, Texas
CONSUMER: THE GREATER BUSINESS AGENCY, INC.

Collateral: stock - accounts receivable - gear
processing no: 1092148 day filed: 11/09/1999
type: unique newest information obtained: 12/30/1999
sec. Celebration: wells fargo bank, n.A. Company submitted with: secretary of condition
financing, san jose, california ucc department, arizona
consumer: the greater business agency, inc.

Processing no: 1092148 day filed: 09/19
type: task newest information obtained: 10/31
sec. Celebration: wells fargo bank illinois d a, orig. Ucc submitted: 11/09/1999
phoenix, az orig. Processing no: 1092148
wells fargo bank d a, san jose, submitted with: secretary of condition
california ucc department, arizona
assignee: no-name accessible
consumer: better business bureau inc

COLLATERAL: Hired Resources and continues - Rented Pc gear and continues
PROCESSING NO: 1028705 DAY FILED: 08/10/1998
TYPE: Unique NEWEST INFORMATION OBTAINED: 10/13/1998
SEC. CELEBRATION: FIDELITY LEASING INC., AMBLER, SUBMITTED WITH: SECRETARY OF CONDITION
Pennsylvania UCC DEPARTMENT, Arizona
CONSUMER: BETTER BUSINESS AGENCY, INC

COLLATERAL: Specific Automobiles including profits and items - Specified
Equipment including profits and items - Specific Accessories
including profits and items - Specified Gear including
profits and items
PROCESSING NO: 680252 DAY FILED: 09/24/1991
TYPE: Unique NEWEST INFORMATION OBTAINED: 10/21/1991
SEC. CELEBRATION: FIRST INTERSTATE BANK NA, SUBMITTED WITH: SECRETARY OF CONDITION
PHOENIX, Arizona UCC DEPARTMENT, Arizona
CONSUMER: BETTER BUSINESS BUREAU INC, THE

Collateral: rented communications gear and continues
processing no: 1029316 day filed: 08/14/1998
type: unique newest information obtained: 10/13/1998
sec. Celebration: intertel rental, inc., houston submitted with: secretary of condition
texas ucc department, arizona
assignee: intertel rental, inc., houston
texas
consumer: better business agency, inc.

Processing no: 534331 day filed: 01/27/1994
type: extension newest information obtained: 03/24/1994
sec. Celebration: first interstate bank of arizona orig. Ucc submitted: 06/15/1988
d a, phoenix, az orig. Processing no: 534331
debtor: bbb of central arizona submitted with: secretary of condition
basis ucc department, arizona

The general public report products found in this statement might have been compensated, ended, left or launched before the day this statement was published.

=Business History
BACKGROUND

Corporate and business users noted by the secretary
of state or other official origin by 06/04:

Company form: company - day integrated: 05/17/1938
non profit state-of incorp: illinois

04/17/03
eleine hugunin, pres-boss
representative (s): the official (s)

Inventory title unavailable.
Company started 1938.
Officials, apart from leader and CEO, are chosen annually from the 40 associate board, who're consequently chosen annually from the membership. Eleine hugunin. Antecedents are undetermined.

Procedures

04/17/03 Works like a company affiliation energetic as greater business agency marketing customer/company relationships, arbitration, settlement and conciliation services (100%).
Terms: Annual membership fees. Has about 2,900 people. Offers to industrial issues. Place: Statewide.
Nonseasonal. WORKERS: 33 including official (s). Worker quantity
contains eight commissioned reps.
AMENITIES: Rents 7,200 sq. Ft.in two-story concrete block
building. Building is possessed by BBB of Central Arizona Foundation Inc,
a non profit corporation.
AREA: Suburban company area on-side road.

Different corporate details
corporate position: energetic/in good position
corporate broker: liz a crampton, % ryley carlock & applewhite;one northern
main ave #1200, phoenix, arizona
condition identification no: 00381196

=Financial Overview
CRUCIAL BUSINESS PERCENTAGES

Centered on a Monetary Statement Dated December 31

(Industry Norms centered on 16 Institutions)

Success Short Term Effectiveness Usage

Solvency (%) (%)
Return Return Curr Fast Resources / Revenue / Total Liabs/
on Revenue on Online Percentage Percentage Revenue net-working Net-Worth
Worth Money

Company US US 0.1 0.1 US US 159.1

Business 9.3 35.4 3.4 2.0 73.3 2.2 32.6
Average

Business UN US 4 4 US US 3
Quartile

US = Unavailable

Economic data

04/17/03 Financial declaration dated DEC-31 2001:
Money $ 22,879 Records Spend $ 435,153
& &
Curr Belongings 22,879 Curr Liabs 435,153
Fixt & Provide 685,734 Account Balance 273,460
& &
Total Resources 708,613 Complete 708,613
Declaration acquired in exterior groups. Degree of review, if any,
not suggested.
—0—
Repeated efforts to get hold of company were defeated.

=
Client ServiceIf you'll need any extra info, or have any concerns regarding this
statement, please contact our Customer Support Center at (800) 234-3867 from
everywhere inside the U.S. From away from U.S., please contact the local N&W
workplace.

D&B hasn't completely modified this statement since 04-17-03 and so it will not be described as a declaration of current reality. The cost, public processing along with other info, when existing, might make reference to information acquired by N&W following the last complete version time. Such data might not relate solely to e-commerce because of probable modifications in possession, handle or legal position.
=

Okay, this reviews claims the BBB may be worth about 273 K. And it has about 24 e money. This is actually the humorous component The phoenix BBB leader Elaine Hugunin Leader / Leader OfficerEHugunin@phoenix. BBB.org is residing in a home nearly just as much may be the BBB may be worth. Somewhat appears a red-flag in my experience, are they truly non-profit? How is that this feasible? Browse the files below and judge for yourself.

1. (coming soon)

2. (coming soon)

3. (coming soon)

4. (coming soon)

Also please read papers carefully. Appears to me Ms. Elaine Hugunin might be forging files to cover resources. Be sure you study them great, discover how some she's committed plus some she's not. Type of interesting don't you believe?

The BBB is just a "non-profit" business. Get the Phoenix White Pages Phone-Book, exactly why is the EEE outlined underneath the government websites? This really is accurate of numerous towns over the Usa. There'snot a courtroom that will stick to any choice they'd create.

There's loads more arriving stay submitted. This site may be the only spot to confidence, we've approached press not just one of these possess the balls to increase from the BBB. But dont fear I'll reveal it below.

Tom
Cicero, Illinois
U.S.A.


Offender: Phoenix BBB Extortion - Caught In Audio Tape LIE!

Country: USA   State: Arizona   City: Phoenix
Address: 4428 N. 12th Street

Category: Miscellaneous

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