Applied for an RAL through Tax Net Financial. They said to expect the deposit. I did not get it.
They charged me $468.00 ($1600/hr) for tax prep, $61.00 refundable RAL fee, and made a $250.00 EIC error. All tolled Tax Net Financial cost me $848.65.
They blamed the IRS. "The IRS refused your direct deposit" and "The IRS withheld that money for past obligations" trying to get around the tax prep fee. And when one girl got mad at me, before I ever got the check, she said "Oh yeah, I have it right here, you wanna see"??? I wondered if that was where the erroneous amount of the check came from $2727.65. Or... The day before my birthday and the year I was born. No math can account for this number, SO... I am wondering. Then I got a letter from their bank that read:
During a recent visit to your tax preparer, you applied for a Refund Anticipation Loan (RAL). Thank you for applying through Republic Bank. However, after reviewing your application, we are sorry to advise you that we cannot grant you a loan at this time for the following reason (s):
Product Not Available— Application submitted through unauthorized tax preparer
Will attach a scan of this letter. Beware Folks!!!
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