I clicked on a banner on a web site. I did not give out my Credit information. I called the company that got to me. Got the same Gut 2 times in about a half hour apart. I also called my credit card company. The Guy at HomeShopMal, could not tell me what I purchased. He also told me I did not cancel my free trial in time.
The only thing I do online is keep up with my credit score. IIn both calls to him he told me that, I had clicked on their Banner. That cost me more then my IP Sever.
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