If you plan to buy coverage under Prepaid Legal, beware of the fine print. They lead you to believe that you will accumulate so many hours of free legal service and trial defense. When they refused to help me with a couple of lawsuits, I realized that the fine print lists many types of "surprises" that may pop in life that are not covered.
Additionally, every issue that I have brought to them (there have been at least five to date) have not been answered to my satisfaction. They have no true legal muscle and try to convince you that you are in the wrong or have no standing.
If you want to flush down hundreds of dollars every year to have an attorney contact you when s/he feels like it, PPL (now Legal Shield) and their partner firm, Framme, are perfect for you.
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