BEWARE of the soft sell this company gives hides the HIGH rates they charge! I was a victim because of this! They charge you 25% of the ORIGINAL amount of any creditor, even if that amount is lowered! AND they grab their "fees" out of your account FIRST!
If you google this terrible group, you'll see people who were scammed $3,000 to $4,000 and more! They obfuscate the program, don't contact your creditors, and then when I got a SUMMONS from a creditor for not interacting with the company he represented, they claimed I was the FIRST person on their "program" who had ever had that happen... MAJOR LIE! They also tell you NOT to answer the phone of your creditors, or talk to them at all so they can keep you in the dark! Wish they'd get a class action law suit against them!
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