DGM Financial Group, Inc. Of Miami, Florida collected $100 from me to settle two accounts on behalf of "Florida Phone Service" 8/24. Equifax deleted the information from my credit report 8/31. Florida Phone Service went out of business in it's entirety 11/21.
I checked my credit report 7 and found DGM Financial Group, Inc. Filed one of the very same debts I paid in 2007 on my report 6. They claimed date of 1st delinquency was 2 and Florida Phone Service assigned the account to them 4.
I disputed the claim for several months because they refused to deleteit from my report. Finally I actually heard from DGMs, so-called Peter Jacobs, for the first time in a letter dated 10/15 stating that the information place on my credit report is accurate and if I continue with these frivolous disputes that they would add fees to what I already owe them.
10/26 I faxed them my proof of payment from FCC printout on Florida Phone Service and a letter stating that I had been in contact with the FCC, State of Attorneys Office and my personal attorney and I know that the phone company is no longer in business. I told them they have five days to delete the frivolous information from my credit report or I would move forward with my official complaint. They deleted the claim 10/27. I had my lawyer file suit against them and shortly there after.
5 I pull my credit report and DGM Financial Group, Inc. Has placed a slightly different claim on my report for the same phone company.
I know there has to be some law on the books that a collection agency has to notify me that I am suppose to owe them before going straight to Equifax to ruin my credit. I spent thousands of dollars to clean up my credit and finally get a descent score and now this company is committing fraud and extortion against me and has undone it all.
I would like to know how their Office of Financial Regulations license expired in Corporation dissolved in 2009 and they do not have a Miami Dade Occupational License and they still do business, FRAUDULENT BUSINESS, in 2010 and 2011 without any consequences. I can bet they do not pay income tax to the IRS as well.
They also collect money from debtors and never turn the money over to the creditors who hired them. These XTORTIONISTS have to be stopped from ruining people's lives. I know others have reported them for their deceptive practices. I am disabled and cannot afford the stress.
They have changed their phone number and address several times to avoid paying government fees and taxes. The phone number and address I have posted is current phone number that advertises DGM and another company and her home address where business is conducted.
I have been and am in contact with the State Attorney, Office of Financial Regulations, FTC, BBB, Miami-Dade Occupational Licenses, Miami-Dade Code Enforcement, Miami-Dade District Attorney, and the IRS for starters.
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