On 03/03, I had gone online to freeannualreport.com to get my husbands credit report. When I first opened the web page, they had an advertisement for $1.00 for the reports. I ordered the report expecting and authorizing the $1.00. All of a sudden my phone rings. It is Orchard bank asking me if I authorized a purchase of $19.95. I advised her that I had not. She had given me the phone # that was on the purchase. When I called it came back to freecreditreport.com. I spoke with Travis at that phone # was not nice about it. He advised me it was not them. I then asked him why freeannualreport.com was using freecreditreport.com's phone numbers.
I than for some ungodly reason, decided to check my WACHOVIA bank account. Well guess what, freecreditrport.com charged my debit card with $24.95. Which at this point I have not even pulled this card out of my purse. I DID NOT AUTHORIZE the use of this card at any time. I knew there was no money in that account. That is why I was using my Orchard Card.
I am now disputing both the $19.95 with Orchard bank from freeannualreport.com and the 24.95 with Wachovia Bank from freecreditreport.com plus the $35.00 they caused me in overdrafts. If anyone would like to help me with this problem feel free to call me. Ihave come to the conclusion that they are the same company and that they are the BIGGEST RIPOFFS. Do not trust the people that say they are watching out for you eddie
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