Being unemployed and the bills piling up, I search for a company that would provide a loan. I applied online with CastlePoint lending on 6/30 and was given a call from Michelle Wallace telling me I was approved for $15,000 with the interest rate of 5.75 and payments $217,34. I was told I needed to Western Union money to "secure" the loan and that I would receive the loan within 1-5 hours. I sent them $875 on 7/1 to them and when I did not receive the money, I spoke with Terry on 7/2 and was told I needed to pay an additional $975 for insurance. Since I felt so desperate for the money to take care of my family, I reluctantly sent the additional $975 on 7/15. Before I sent the $975, Michelle Wallace sent a promise letter stating the money would be in my account within 1-3 hours. This did not happen. Since there was a time difference, I waited until this morning, 7/16 to call, and none of my calls go through. I am given an automated message stating "Your call may not be completed as dialed." I got online and read Sue's report and thought to myself, that is exactly what happened to me. I am so embarrassed, I fell for it 2 times and I feel I have let my family down. I paid them a total of $1,850 not to mention the 2 Western Union fees. I would be satisfied to receive the $1,850 back. My mortgage payment is automated to come out of my account and I used that to pay for this "promise" to receive a loan. I have bills that need to be paid and I am at the end of the road. I have no way to pay these bills. I do not want anyone else to fall for this scam, because that is exactly what this is.
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