Do not use them - not in anyway - they will rip you off in a heartbeat and aren't willing to work with you.
The fees will keep you obligated to them. For a $200 credit limit you will end up paying $700 because they charge you automatically the first month for $69.00 and every month $5.75 service fee. PLUS you get to pay finance charges on this. You are so better off paying cash and not being ripped off!!!
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