Wow! I was just served with court papers last night that Emerge Mastercard had drawn up! They're trying to sue me for $1055.54! Excuse me? I had a Providian credit card years ago which was paid off in 2002. No delinquent payments and PAID IN FULL!!! I pulled and printed my credit report and it shows on there as $0 balance due, $0 past due, "Paid or Paying as Agreed" AND it shows under Remark: Account closed by consumer. Yes, I closed the account when I paid it off AFTER I got an offer from Emerge credit card services to "re-activate" my card with a higher credit amount. I wasn't going to get tied up in credit card debt again after my divorce and bankruptcy. NOW, this "Emerge mastercard" is suing me for a credit card I don't have? I've tried to call them to no prevail. I keep getting transferred to another dept. Etc., etc., etc. I have written to the attorney office for copies of credit card statements, signatures, etc.in hopes at least they will come thru for me! I doub it! Does anyone know where I can get help on this??? Seems like reporting to the BBB isn't working with this company. Class action law suit? If anyone can help me please contact me via email! Thanks!
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