The acceptance letter looked odd to me when I received it in the mail. Due to having not-so-fabulous credit, although I already have received a real credit card that is helping me get back on track, I thought that there was some sort of "catch-22" to the situation, especially when I read in the letter "You may use your Platinum Card immediately upon receipt for all purchases -FROM - credit provider."
Bingo. That line right there made me see if they were online at all so that I could see if that meant that it would be a card that I could only use through them for some catalog purchases or whatever scheme they had going on. Sure enough, here I am. I've not been scammed but close enough. I almost fell for it. Research and if it looks questionable, don't go for it. Save a lot of time and heart ache. This site is awesome.
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