Usacomplaints.com » Miscellaneous » Complaint / Review: Wells Fargo Main Bank - Wells Fargo Bank Silverton Lancaster, Wells Fargo East Salem Overdraft fees when balance was $0.00. #369989

Complaint / Review
Wells Fargo Main Bank
Wells Fargo Bank Silverton Lancaster, Wells Fargo East Salem Overdraft fees when balance was $0.00

Mine is small potatoes compared to a lot of other victums. I planned on closing the account so brought it up to 0.00. There it sat for 1 week, unused. How could I? The debit card was cancelled mysteriously, reported as Lost or Stolen. I didn't write any checks during that week. That would have been stupid. And obvisiously didn't make any withdrawels from any of the branches.
(Any teller seeing the $0.00 balance would have laughted). So I thought
it would be an easy departure. WRONG.
Day 7: AIG auto insurance steps up and is given $112.17.
Day 8: yaaaaaa... $35 Overdraft fee
Day 10: $5.00 level 2 OD charge. Balance: -152.17
To me, $0.00 means no money. So were did the $112.17 come from? Not that account, it was at 0.
I wouldn't have been able to get 112.17 out of 'em, so how was AIG?
(Sometime during this week I tried to cash a draw from work of $200)
Nope, your balance is at 0.00 so all's we can do is deposit it. It was like I was asking to be payed in gold. Or it was written on toilet paper. I declined, cashed it at the bank it was drawn on, of which I had an account. (also $0.00.)
"There'll be a $5.00 fee for cashing this-"
' OK, better than nothing. Which is what I had!
I've been a customer with Wells Fargo about 10 years and faithfully depositing paychecks for 6 years. As someone else mentioned, they are real nice if you got lots of money there.
Yes I authorized AIG to withdraw money from that account for car insurance. The key words are withdraw money. It couldn't have come from my account... It was $ 0.00. The overdraft fee happened faster than any postal worker could have driven, so keeping a ledger, as one snotty WF teller suggested wouldn't have done any good.
As to the debit card cancellation, they had no good answer. NO paper trail at all. That's a pile of crap.
Yeah, they probably have their procedures all layed out in fine print.
I want more than a partial OD reversal or some other miniscule compensation, I say shut 'em down completely.
There are 1100 posts from people who were swindled. I'm sure there are more. I discovered this site while wiggling around Google. I made it to the fifth page then stopped. I guestimated how much $ is involved here. I'm going to do a total on losses and re-post again. Must be millions. Not to mention the injury from grief, stress, and trauma. Another couple million? Businesses lost.interest on that amount. Cost from unemployment. Cost to the goverment (isn't that us?)
So all the taxpayers pay again. That ought to interest some lawyers.
I'll bounce back, but what about the older people, family's with children, and people out of work.
Jail the whole bunch of thieves. It's chicken-shit, to boot. Siphon it off the ones with lots of money, not the little guys.
As for any rebuttals, there better not be any. There's no excuse for such sleazy operations. If you do try to condone their practice, You should suffer along side them. It could happen to anyone.
What the hell is the matter with America?
Better question, What the hell is the matter with us for allowing this to happen.
"But just because you can do something, dosen't mean you should."


Offender: Wells Fargo Main Bank

Country: USA   State: Oregon   City: Salem
Address: 580 State Street

Category: Miscellaneous

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