I applied for a loan with a payday loan company. I checked the check box for 'agreeing to the terms and condition. It included a statement, that by checking the checkbox, not only do I agree to terms and conditions, but also to be charged $19.95 by Authority ID for their identity protection program. Well, I didn't check the check box, just clicked continue. And once i had a chance to look at their fees which were outrageous, i simply closed the application. I did finally find a loan i was comfortable paying back... With no strings attached (yeah right!) Weeks later, I check my bank account and i have all of the $19.95 charges from a Authority ID. I had to call my bank to see if they could trace who this was. It was traced to a company called Mdern payments. It took me a whole day to finally reach them. They gave me a number to Auhtority ID and called them and cancelled. If i had not they were going to keep trying to debit the money through my bank account. They caused my account to be overdrawn nearly 250 dollars. They said they were some type of protection plan. My response was "protecting me from what?" If it had not been for the excellent work of my bank I would've never found out who these people were. They never got the money because my account was negative from another company called Fast Financial doing the same thing. But by them sending it through i accumilated NSF fees. I vow never to fill out anything online again! All i have are numbers for authority Id 1-877-316-9543 and fast financial 1-877-278-0817. Someone should shut them down!
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