On Monday August 5th approx 3:00pm I was given a called from a Sam Brown, he sounded like he was indian and had a deep accent, he started by telling me that I had taken out a payday loan through US National Bank and the funds were deposited into my bank account and that the money was never paid back. They told me that the bank was pressing charges against me and that on the following day their investigation team was going to be at my house or my job to talk to me and show me all of the legal documents. What really scared me is that they new my full ss # and bank account#, the strange thing was that on the date and time that he said I had taken out the loan I did not have this bank account#. They also knew my address and place of employment.By this point im hysterical not actually thinking about the situation. So I tried to get the man to give me more information on the case. He began telling me that I needed to give him my attorneys information that they could fax him the legal documents, and I told him that I didnt have on. He began saying oh my gosh, then how r you going to be able to fight this in court and he began telling me that I would have to pay court costs and I would have to pay the Loan plus the interest the same day at court. He told me that my loan total had come to 1385. I continue to question him and he begans to yell at me and tell me to wait till he finisf talking before I can. I of course refused to just sit and listen without proof that I committed this crime. He told me that he couldnt talk to me bc I would not listen so he was going to put his collegue on the phone so he could talk to me. When he got on the phone he stated hi I am sam's collegue and i need to explain to you what so what is the problem, I began explaining how none of this made any since and how confused I was. The voice of the man struck me bc he sounded like the first man I had talked to so I asked him his name, he told me sam brown which was the man i talked to first, so i told him I thought i was talking to your collegue and he said no you werent listening I said they are all busy, and I told him I heard every word he said. He began to tell me he needed to read the affidavit to me and I could not talk until he was done. We went through a whole process of arguing about this and he began to get frustrated with me and ask me if I was stupid and did I think I could take the money and not pay it and get away with it, by that time Im going off. He then began to ask me If I wanted to resolve the matter, me thinking that it was for rea lI told him yes and he told me I needed to pay 1385 today or they were going to come get me tomorrow. I told him I dont have that kind of money and he said that he needed to put me on hold and talk to his attorney and the attorney told him I had to pay 60% of that which is 692.05. So i called my dad to give me the money and he gave it to me and i explained it all to him and he told me that this sounded like a scam. I called mike roger back and he told me that I needed to write an apology letter and fax it so I did then he wanted my debit card#. I refused to gv tht info to him and told him to use the account # they had. He told me tht he didnt have my file in front of him. He told me he would call me back the next day to let me know if it went through. The next day he called back and left a msg sayin that it didnt go through bc the bank was not informed about the transaction and I needed to call him. He called and left another msg saying that I was waisting his time and i need to call him b4 he down loads my case. I was sitting at work on the internet and typed in legal affidavit office and founf this web site. I am so greatful and I thank God I did. I changed my account number and I am going to call all three credit bureas bc they have my ss# and Im going to file a report. Be safe and Dont use any personal info on the internet. Be Blessed
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