Afni placed a collection account on my credit report. It is not my account. I have sent them numerous dispute letters, which they have signed for. I have been trying to get this crazy item off my credit report all year.
They cannot validate this account and have even written so in one response. They have no documentation to prove that this account is even mine, yet they continue to update it and verify it to the credit bureaus. They even put this item on one of my reports AFTER I disputed it, which is a violation of the FDCPA.
I have asked them to remove this item from my reports since it's not mine, it's not valid, and they have no documentation. They have refused. I understand companies make mistakes. But all they have to do is look at the account and the documents I have sent, and they will see their error and fix it.
I guess I have to sue them now! They want $188 from me, which I do not owe. I will sue them for $3000 for violations, which I will get because I can PROVE they broke the law.
Obey the law, Afni, and stop screwing with regular, hard working people who don't owe you any money!
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