Yeah, they got me too. Fortunately I caught it very early. I had made an ebay purchase several days before and went into my checking account online to see if the money had been sent. That transaction was fine but I also saw a $149.95 withdrawal by USA Credit.
Like everyone else here (I'm sure) One of my first thoughts was "Who or what the $#@% is USA Credit." So I did a search and the first thing to come up on the page was the complaint. So I read over some of the other victims' posts then followed the suggestions and called my bank.
Thanks to the people who posted about this I was able to stop anything before it really started. My bank couldn't do anything because the withdrawal was still pending. They told me to call back when it posted and that they could then file a dispute.
This morning it had posted. My banks' 800 number isn't staffed yet this morning, but I did go in and put a 'stop payment' on the withdrawal, listing stolen as the reason.
So I thank this website and the folks who posted about this company. You've all saved me from an overdraft disaster.
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