After a devestating year, being a suddenly single new mother, still in college with a full time job, I got myself into a small financial pickle that would have been cleared up with a small personal loan but no banks would finance me due to my credit status. I tried other ways to get the money to no avail, then I received a call on 10/16/07, from a lady named Andrea, who told me to call her back at 866-201-6731 saying I was approved for a loan in the amount of $5000!
I called right back asking how she got my info and she sd I applied online in September. I didn't remember this particular company but... Who knew? She said that I needed to fax her copies of my drivers license and social security card and a paycheck stub then she will email me the documents of the loan agreement to sign and fax back pages 4 and 5. The only thing was I had to pay an insurance premium of $989 USD and moneygram it to a Paul Wilson in ONTARIO, CANADA! For some reason the alarm didn't go off in my head that something was wrong with this. BUT I did it the next day and paid $14.95 then called back the number to reach Andrea to give her the reference # to the MONEYGRAM and she said my money will be in my checking acct in 3-6 hours.
The next day, still no money, and so I called and asked the man that answered about my acct and he sd that the lender is requiring an additional $695 USD to be sent and the money will be in my checking acct with an hour. I certainly didnt have that and went to ask my mother & she sd it didnt sound right and demanded I look this up on the BBB website and they are not registered as the guy sd they were. He just kept telling me to send the money & he doesnt understand why I would think this was a scam. I sure would have sent him more if my mom didnt make it click that real companies DO NOT ask for an upfront fee. I asked then for my money back and he sd I should have it back in about 4 weeks!
It took 15 minutes for him to get my money but a month for me to get a return... And I am still waiting. TO ALL of you desperate folks out there CERTIFIED LENDING IS NOT A REAL COMPANY. Dont send them anything or they will run off with your money and you will be left owing more than you started with!
dominique
san antonio, texas
U.S.A.
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