The first clue I had of anything going on with my VISA debit card was when USBANK called me, on a sunday believe it or not. They said that there was questionable activity with my card and didn't say what it was, but would issue me a new card. I was so surprised that I didn't have the presence of mind to ask what it was. Having caller ID, I calmed down and called them back.
The USBank person named the companies, Pacific Webworks, BIDZ.com, and Ultima Smile. I confirmed that all three were bogus. I had not even accidentally ordered anything from these people. A few days later the charges and redeposits appeared on my account. Reading the nightmares that so many people have gone through with Pacific Webworks, I must say, "USBank ROCKS".
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