These company is a RIP-OFF. I applied for a credit card online in 2004 to raise my credit score and have a card for any emergency It was accepted and I had a $300 limit. I used the card from time to time but never went over the $300 limit. Well I got an email statement that said I owe $60 and my payment was late but how do I owe when the card is paid off. Well these jerks increased my limit to $500 w/o my consent! Now that means I owe them $200 to bring my account current, WTF is that about? I'm on the phone with them right now but they have me on hold for the last 10mins or so. Dont trust this company get a credit card from you bank or just pay cash
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