Equtiy First Savings sent me an email that stated, "Secured Loans" no fee and no credit score, and approvel was guaranteed. No up front fees just simply fill out the application which had know way for you to see rather or not your account would be debited or not. So when I finished giving them all of my information I submitted the application thinking that this was all to it, until the very end you see in very, very fine print a one time fee of $99 and $24 in 72 hours. And when I tried to contact them to let them know not to debit any money from my account it was no way to call them. My email went un-answered for weeks, it was like they waited till my time was up and them emailed me back just to say that it was too late, and I couldn't recieve a refund. If thet where tp put the information in bold print, in the application, that you only get money from them if you save it or make payments within a year or so, to build your credit up. And only then will you get the money, which happens to be your own money that they debited form your account every month. If I wanted to save money I would have put it into my own account and saved it. This is a rip-off if anything. Now they have added a new and improved method to access your account, one that was not there in the beggining, they just put it there. I just want all of my money back not some, plus the charge for being put in the negative after they debited my account. ($29) fee to be exact.
Dissatisfied
Chicago
Canada
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