I received a call about a card offer. The representative I spoke with was Megan Stupia ID#061631. She was going over some of the information and I had asked her, was this a prepaid or a secured credit card?" and Megan replied no it isn't that I was not required a security deposit. So I said it is a charge card and she said it is something like a charge card except I can spread the payments as much as I want over a period of time.
She also said that I will have to a small processing charge of $129.95 on on 08/02 and will be offsetted by vouchers sent in the mail. I Said ok and I had asked her for the information about the company. I wrote the information down as we went along: Confirmation # the issuing bank is Bank first 2600 W. Sioux Falls, SD phone (605-361-2111).
There are bad business reports about this company and I will be filing. At the time of Megan Stupia call that the was on dial-up and when and could not access any information. When I had the chance to browse the info I couldn't get bank first website I was looking for!
When I got my Bank statement it said Platinum Benefit Group Inc and not Bank First I called Platinum Benefits Group to get the correct website. There it was in plain sight, "Prepaid MasterCard" I got on the phone and immediately called to cancel the card and was told to wait for a letter in the mail to finish the cancellation. I have the letters that was sent to me from Platinum Benefits Group.
They also have call logs, in which I retrieved. The recording only record confirmations instead of the actual sales. So the sales reps can lie to get the sales and we can't prove what was said! I have copied my recording. I followed every step and ended losing my money anyway. This company should be stopped from ripping people off.
Some people may not have access to a computer to find out was is going on with companies like this. We need a class action suit!
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