Please do not make the very costly mistake I made. I applied online for a $15000 loan through an ad in the local newspaper for a debt consolidation. I received a phone call about 2 weeks later from a Ron Harper of Previa Financial Group stating that I was approved for the loan.
Due to my less than perfect credit, I needed to come up with a refundable "collateral" payment of $1375. I told him that it would take a couple of weeks to secure such an amount and would call him back when I have the money. Well 2 weeks later, I called Ron back and stated that I was ready to move forward on the loan. I was going to go to his office in Boston and make the payment, but he stated that they do not accept payments at that office. He gave me instructions in order to get my much needed loan funds ASAP, I needed to Western Union the money to an address in Ontario, Canada. Unfortunately, like a desparate fool, I sent the funds.
Now four days have passed and my checking account did not get the funds deposited. When I call to talk to Ron, I was told that I need to send an additional $600 processing fee. Already hurting because I borrowed the $1375 from a family member, I stated that was not what my loan documents stated and I did not have the additional funds available.
After getting very upset at Previa Financial and myself for not finding out about this type of Canadian Advance Payment Loan Scam, my checking account is overdrawn by almost $2000 as I set-up some payments to get caught up on my bills.
I do not know how these scammers sleep at night. Oh yes I do, on a pillow filled with my and I am sure other unsuspecting peoples' hard earned money.
After doing research on the web, I see that this scam has been going on in Canada for some time. Please do not make the mistake I made and give Previa Financial Group or any other online lender your money before you actually get your funds. I am not done filing complaints with the proper agencies to make sure that Ron Harper (probably not a real name) and the rest of Previa Financial Group stop taking advantange of people who need a helping hand.
One final note, the Boston address on my paperwork is a valid address, but Previa Financial Group does not have an office there. There office is most likely where the Western Union payment went to: 615 Main Street Maple, Ontario Canada
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