I was involved in a car accident in July. I was rear-ended by an employee for Highlights electrical. My car was damaged and therefore had to be repaired in an auto shop, which Highlights insurance, Unitrin Business Insurance, said they would cover. I got my car fixed, which cost $1800 and of course did not have to pay since it was covered by the insurance company. About a month later, I received a chech from Unitrin for $577. I had no clue what this check was for since I had not yet reached a settlement for the accident; Therefore, I did not cash the check since I did not know what it is for. On April 26, nine months after the incident, I was contacted by the Wilber Law firm. They claimed that they were representing Unitrin Business Insurance who they said mistakenly sent me the $500 check that they were supposed to send to the company who fixed my car. They said that since I had the check, it is my responsibility to pay the $577 even though I did not cash it. I asked the attorney to explain to me why this was and he refused to give me a straight answer. He continued to claim that I was a dishonest person, even though I never cashed the check. He threatened that if I do not pay $577, I will be sued for the amount. There is no way that I owe the $577, it is the responsibility of Unitrin to send this amount to the company that fixed my car. Unitrin made a mistake by sending the check to the wrong person, and now they expect me to pay the amount that they are responsible for. They are trying to rip me off so that they don't have to pay the amount that they are responsible for.
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