Well, I guess I was not lucky enought to find this web site soon enough. I was called on February 15th by Integra Financial. They fed me the whole unsecured mastercard with a $2000 credit limit and 0% interest. I had just applied for some credit cards online a few days earlier and thought that maybe this company was affilated with some of them. He told me EVERYTHING I wanted to hear.
Then he got to the one time $249.00 fee that needed to be paid. He said" Now, we don't expect you to have it all today, when would be good for you?" I told him that I didn't have it and that I would have to talk to my husband. I was excited, but leary at the same time. At that time I didn't have the internet, so I couldn't just get online and look it up.
That evening I talked to my husband about it. He said that it sounded like a good idea, and I thought so too. We were both looking forward to getting our credit back on track. The next day, they called me back. He took all of my information and told me to hold the line so I could go to his supervisor, he told me that it would be recorded. Now, usually I pay very close attention to what people tell me, but this time all three of my kids were yelling at me at the same time this lady was trying to talk to me. I heard bits and pieces of it. When I had questions I asked them, after the beep. Finally we had agreed that they would take the money out of my account on February 25th. 4 days before they were supposed to debit my account, I started to get nervous. I called the "Customer Service" number they gave me and kept getting a voice mail. I left several messages and never recieved a call back. The 24th of February, I called my bank to let them know what was going on. I asked them if there was any way to stop the transaction from going through. He told me he would put a stop payment on anything coming through my account in the amount of $249.00. I stopped worrying. Until today March 3rd. I called the automated bank center to see if one of my checks had cleared and find out that I'm overdrawn in the bank because Integra Financial had drafted the $249.00 from my account!!! Several days after they were supposed to. I don't know what to do now. All of my checks are bouncing and there is nothing I can do about it. I hope whoever reads this does not fall victim like so many of us already have. I hope they nail those basturds.
Marie
Jefferson City, Missouri
U.S.A.
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