I know first hand that direct buy and beta finance use unfair practices to rope people in to the directbuy club and no matter what your circumstances are they will not release from contract. They purposely dodge your calls if you try to cancel with in the allotted cancellation period. They also charge you enormous shipping fees fees. You get better deals at local retailers. Your account automatically goes to beta finance which claims they are a separate entity from directbuy. That is a lie. There paychecks are from directbuy. They only handle directbuy loans. Also if you are already a person with poor credit and your account goes to a third party collections due to non payment they can't post it against your credit. However if you already have good credit then it does go against your credit. The direct buy club claims to save you money but it doesn't. Also a lot of their products are also faulty or broken and can take months to be delivered to the club for you to pick up. Do not enter into to business with them and if you made the mistake of doing so contact your state department on their unfair practices.in addition they also like to offer free gifts as n incentive for you to sign up but they seldom make good on giving you the gifts. I know first hand of all the information above. They have no morals or ethics. Stay away from them.
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