I just received a letter from my bank indicating that a $30 check had attempted to be paid from my account and as a result my account is now negative $35 because of bank fees. I went into my online banking statement and saw that an electronic check from this company, whom I have never had any type of communication with at all, tried to put through an unauthorized electronic check in the amount of $30. I have no idea how they got my banking information or even my name and address. I am disabled and on a fixed income and therefore extremely careful when writing checks as I cannot afford even the smallest amount in bank fees. And now I am so freaked out by this invasion I'm wondering if I should close out my account and start paying for everything with cash and money orders. I will contact the bank and do everything I possibly can to reverse this NSF fee and even more importantly stop this company from making another attempt (and possibly succeeding) in obtaining funds from my account. I will update this complaint if I obtain any helpful information at all. It is so scary to know that anyone can obtain your personal banking information and attempt to steal your money without ever even speaking to you. There are so many illegitimate companies out there trying to rip off innocent people and it infuriates me. There has to be a way to stop this! Any advice/comment will be greatly appreciated.
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