I got an Email on Monday from USA PAYDAY LOAN letting me know that I qualified for a $5000.00 loan that I did apply for. The phone number that they gave me to call was 872-588-4072. My loan officer was Mike Cooper ext. 115. He explained to me that my payments would be $300.00 a month for 20 months. I agreed to that. Since my credit score was below 800 I was told to put $300.00 on a Vanilla Reload Network card to ensure them I would be able to make my monthly payments of $300.00. I did this and gave him the info. Later he called me back and wanted me to put more money on another Vannila Reload. I could not do that so he cancelled my application and said I could redeem my $300.00 back off the reload card but it has already been redeemed. My well went out and we have no water. That was the reason for the loan. My husband and I have 4 children and need help. My phone # (Personal Information Removed)
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