We were contacted by a Rick Cruz who walked us thru the process and assured us a 2.5% rate or money back. They set-up (2) installments of $1350.00 and sent us a welcome package. At this time I was handed over to a Ray Lawson who contacted me and set up the process. We forward all out personel information over to find out that their phones are diconnected and emails bounce back. Our Money was gone.
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