I was trying to get a payday loan. I applied to several and got denied every time due to bad credit. I finally got a very small one and when that company took out their first payment, Choice Gold came in right afterwards and took $99.95 out of my account. That put my account into negative.
I got a hold of my bank and they are currently working on it. I finally got a hold of Choice Gold and they informed me that I applied for and got accepted for a $10,000 line of credit for an online shopping network.
There is NO WAY that I would apply for anything like that. I do not shop online. I have awful credit so this makes absolutely no sense at all. $10,000? There is no way!
The company told me that it was non-refundable. My bank is working on it now.
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