Secret Cash Card (secretcashcard.com) charged my bank account $49.95 last week, using an electronic bank draft number 9999. This was unauthorized and not proactively done by me.
It appears the company obtained my information when I applied for an unrelated cash advance on-line. Secret Cash Card has offered a refund, which it claims will be mailed in the form of a check within 10 days. To date, it has not been received.
The charge caused my bank account to go into a negative balance and my bank paid the charge. I immediately protested the charge with my bank, but they still assessed several fees related to the secret cash card charge and other debits that went through my account that would have otherwise been paid against sufficient funds had secret cash card not charged my account.
Secret Cash Card has steadfastly claimed it can and will not reimburse me for the bank fees. Even though they were caused by their action.
I have contacted the Pennsylvania Attorney General's office regarding this matter and informed Secret Cash Card's customer support site of my intention to file a complaint.
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