Why I won't be joining HighDefNation About a month ago, I made you aware of a new Health Insurance MLM that looked promising, called HighDef Naton. They had their launch webinar on Monday, 10/15, and I was there for about 2 hours. Today, I did more due diligence before concluding this program does not meet my criteria. First, they are charging a $199 startup fee, then they charge $30 per month. From the startup fee, they pay out a $50 fast start commission You cannot receive payment for any part of a marketing kit, admin fee or monthly fee UNLESS product is being sold as part of it, and then you can only be paid commission on that part of the sale that comes from the sale of product. Next, they claim to be in compliance in all 50 states, implying that they can sell health insurance in all 50 states, but this is untrue. Almost half the U.S. Does not have access to health care plans. If Affordable Workers Insurance Services (AWIS) were a brand new company and intened to expand their products into all 50 states, that would be one thing, but AWIS is over 25 years old. If they are not already in any given state, there is a very good likelihood that they never will. The 26 states that DO have "healthcare plans" (not necessarily insurance) available through AWIS are: AL, AZ, CA, DE, DC, FL, HI, ID, IL, IN, IA, KS, KY, MI, MS, MO, NM, OH, PA, SC, TN, TX, VA, WV, WI, WYIf you live in one of these states, go to your replicated HighDef website to learn more about the plans available to you.
When I looked at what was offered in my state of Nevada, they listed a Delta Dental HMO and Pet Insurance. For an individual this cost $59.95 and for a family it cost $119.95... This amount appears to be PER MONTH and is in addition to the $30 per month from HighDef. On their website, AWIS provided a huge list of Dental service providers in Nevada, so I found a Dentist near me (one that I had personally used before) and gave them a call. They stated they DID accept Delta Dental... But NOT the HMO available through AWIS/HighDef! They stated I could only use a Dentist that was part of the Delta HMO network, which I thought would have included their office since they were listed as a Dental provider on the AWIS website for Nevada. Why list Dentists that don't take the type of Delta plan available to us? This seems very misleading.in their opportunity presentations, HighDef states 60 Million Americans are uninsurred and because of the Affordable Health Care Reform Act, a large percentage of them would be required to purchase insurance or be penalized. The government mandating people "buy our product" sounds good... But what they don't say is that the Limited Medical Healthcare Plans available through HighDef (in 26 states) does NOT satisify the Obamacare requirement for insurance! (They never said it would, but they sure implied it.) By when Obamacare is in full swing, anyone who doesn't qualify for Medicare or Medicaid will have to purchase MAJOR MEDICAL insurance. This type of insurance is expensive now, costing upwards of $1,000 per month! Families who can't afford it will choose to pay the penalty and be worse off than they were before! They will have to pay for not having insurance but will see no benefit from this. Limited medical insurance is better than nothing but it doesn't satisify the Obamacare requirement to buy insurance and would be paid above and beyond the penalty.
The Affordable Health Care Reform Act does nothing to make healthcare more affordable. It's deceptive name is designed to make everyone feel good and support a program that will help provide affordable (or free) insurance to everyone, when in fact, all it does is add another tax to those who can't afford to buy health insurance in the first place. This is why thousands of new IRS agents have been hired to collect the penalties! So, I've come to my decision. It's now time for you to do your own due diligence and make your own decision with regard to what is in YOUR best interest. For the reasons stated above, I will not be joining HighDef Nation, even with 138 personal referrals and a pre-launch downline of 1,546. Thanks for taking the time to evaluate HighDef Nation and for coming to your own conclusion about what is best for you.
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