This company is a sham. I signed up for their policy 3 months ago. $600 per month. Only covers $500 per quarter. I have a family of six and there was well child visits along with some flu like sympton visits. The bills are now rolling in. I am responsible for anything over $500.
If you avoid using this policy, It's great insurance. But expect 2-3 doctor visits every quarter before You start paying huge dollars out of your pocket. My agent say at my kitchen table and lied to my face. Even though I said I wanted to be billed, imagine my surprise when it came out of my account the next month. Agent said this was an oversight and he was going to correct it, but hasn't been corrected yet!
THIS IS A DISCOUNT COVERAGE AND NOT HEALTH INSURANCE. Thank God I discovered this before someone got a serious illness in my home. I could have been wiped out. I had a real agent come over today and showed me several different plans. Left brochures and plan guidelines with me to freview at my leisure. The MEGA scam agent said he needed a check just to apply ($600). Everything he said was a lie. Stay away!!!
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